đź’ˇ What is a Cash Discount Program?
A cash discount program gives your customers two options:
- Pay with cash and receive a discount
- Pay with a card and cover the processing fee
This means the cost of accepting credit cards is passed on to the cardholder, not your business.
And yes — it’s completely legal and fully compliant with Visa, MasterCard, and federal regulations (when set up correctly, like we do at 813).
📉 Why You’re Losing Money Without One
If your average card processing rate is 3% and you do $30,000/month in card sales…
That’s $900/month in fees.
Over a year? You’re giving away $10,800 — just to accept payments.
With a cash discount program:
âś… You keep that money.
âś… Customers still have the choice.
âś… Your business stays competitive and profitable.
🏙️ Popular with Tampa Businesses
Local business owners across Tampa Bay are switching to cash discount programs — especially in:
- Restaurants & coffee shops
- Convenience stores & gas stations
- Salons, barbershops, and nail studios
- Auto repair & towing companies
- Smoke shops, vape stores & retail shops
The response from customers? Surprisingly positive.
Most people are used to paying a small fee for card convenience—or they’ll take the discount and pay cash.
📞 Let’s Get Started
If you’re ready to stop overpaying to accept credit cards, the time is now. Contact us and we’ll get you started!
